^{Thank you Marriott Rewards Premier Credit Card from Chase – who is sponsoring this post. As always, all opinions are my own.}

Christmas tree is up, holiday playlist is on and my kitchen pantry is stocked with more chocolate, peppermint crunch and sugar cookie mix than ever before. Yep, the holiday season has finally arrived! I’m sure that some (if not most) of y’all are like me in the sense that although the holidays are an undeniably joyous time, a small part of our fun is muffled by the dread of getting our credit card bills in January. Everyone, from generation to generation, is doing what they can to get the biggest bang for their buck. In fact, a survey from Marriott Rewards Premier Credit Card from Chase found that 47% of Americans have shopped at stores where they had a coupon or there were discounts in order to save money to spend on holiday shopping. The same study also found that Millennials (heyo!) are more likely than the average American to indulge in holiday items for themselves, like cozy winter clothing, stretchy pants, ugly—and non-ugly—Christmas sweaters and outfits for their pets, of course.

Since excess spending during the month of December is virtually inevitable, why not get the best possible rewards to ease the tension? Use a credit card that brings additional value to its cardholders during the holidays—and year round. Marriott Rewards Premier cardholders can earn points on every holiday purchase, which can be used toward free night stays at any Marriott hotel. That’s right– even shopping sprees at clothing stores (this outfit is a product of one of those shopping sprees) are eligible to receive rewards.

Pretty sweet deal, right? Head down to the very bottom of this post for full festive and classy sweater outfit details from Banana Republic.

Shop the Look: Embellished Sweater: Banana Republic, $168 | Hat: Banana Republic, $58 | Jeans: Old Navy, $29 | Boots: Free People, $228

How gosh darn pretty (and festive) is this Fair Isle Embellished Sweater? I want one in every color, preferably with a matching, embellished Italian pom-pom hat. I’m just happy there’s a credit card that will actually reward me for preppy shopping sprees and classy sweater outfit addiction. What items will you be picking up on Cyber Weekend?